Compare the Best Credit Cards in Canada


Provider: AMERICAN EXPRESS
Card Type(s): AIR MILES, BALANACE TRANSFER,
Annual Fee: $299


Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: Not Specified


  • Promotional Rates
    • 1.99% on Balance Transfers for 6 months (0% fee applies).

    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Earn 1 Reward Mile for every $15 in Card purchases everywhere else
    • Earn 1 Reward Mile for every $10 in Card purchases at other eligible stand-alone grocery stores, gas stations, and drugstores in Canada
    • Earn 1 Reward Mile for every $10 in Card purchases at AIR MILES®*
    • Travel Benefits
    • Travel and Shopping Coverage
    • Enjoy a special 1.99% introductory interest rate on Balance Transfers for the first 6 months, if you choose to transfer your other credit card balances to this American Express card. It’s an easy way to save money on interest if you choose to carry a balance and you make your minimum payments on time.
    • EXCLUSIVE ANNUAL COMPANION FLIGHT BENEFIT!
    • Earn a Welcome Bonus of up to 3,800 AIR MILES®* Bonus Miles, Offer ends January 20, 2020

    Provider: TD BANK
    Card Type(s): AIR MILES,
    Annual Fee: $120


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: $60,000


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Earn 5X the TD Points on all Purchases, up to a maximum of 20,000 TD Points a month, for each of the first three months
    • Welcome Bonus of 20,000 TD Points when you make your first Purchase with your card
    • Earn up to 80,000 TD Points (a travel value of $400). Plus, first year no Annual Fee for the Primary Cardholder. Conditions Apply. Must apply online by March 2, 2020.
    • No Annual Fee for the first year.

    Provider: TD BANK
    Card Type(s): AIR MILES,
    Annual Fee: $120


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: $60,000


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Earn 5 additional Aeroplan Miles on all Purchases, for the first 3 months up to a total spend of $1000 per month, up to a total of 15,000 Aeroplan Miles
    • Welcome Bonus of 15,000 Aeroplan Miles when you make your first Purchase with your card
    • No Annual Fee for the first year
    • Earn up to 30,000 Aeroplan Miles (equivalent to 2 economy short-haul roundtrip flight rewards)

    Provider: BMO
    Card Type(s): AIR MILES,
    Annual Fee: $99


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: $60,000


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • 1.25x Bonus Miles when you use your card at Shell, and 1.5x at National Car Rental and Alamo Rent A Car, plus up to 25% off rentals at select locations
    • Earn 1 Mile for every $15 in credit card purchases

    Provider: CIBC
    Card Type(s): AIR MILES, TRAVEL,
    Annual Fee: $120


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: $60,000


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Get coverage for out-of-province medical, trip cancellation or interruption and auto rental collision or damage
    • Get priority airport services and lounge access when using an Aeroplan Flight Reward on flights operated by Air Canada
    • Get a $120 Air Canada eGift Card
    • Earn up to 35,000 Aeroplan® Miles
    • 1.5 miles for every $1 spent on eligible gas, grocery, drugstores and aircanada.com purchases
    • 1 mile for every $1 spent on all other purchases

    Provider: BMO
    Card Type(s): AIR MILES, BALANACE TRANSFER,
    Annual Fee: $0


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: Not Specified


  • Promotional Rates
    • 1.99% on Balance Transfers for 9 months (1% fee applies).

    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • 1.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee
    • Welcome offer: Get up to 800 AIR MILES Bonus Miles
    • Get 2x the Miles for every $20 spent at participating AIR MILES Partners, Get 1 Mile for every $20 spent everywhere else.

    Provider: BMO
    Card Type(s): AIR MILES,
    Annual Fee: $120


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: $80,000


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Welcome Offer: Get up to 3,000 AIR MILES Bonus Miles and we'll waive the $120 annual fee for the first year.
    • Get 1 Mile for every $10 in credit card purchases

    Provider: CIBC
    Card Type(s): TRAVEL, AIR MILES,
    Annual Fee: $399


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: $200,000


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Get up to 50, 000 Aeroplan Miles when you’re a new cardholder
    • Priority check-in and boarding and complimentary first checked bag on Air Canada-operated flights
    • Out-of-province emergency medical, trip cancellation and other safeguards
    • 1.5 miles for every $1 spent on eligible gas, grocery, drugstore and aircanada.com purchases
    • 1.25 miles for every $1 spent on all other purchases

    Provider: CIBC
    Card Type(s): AIR MILES, TRAVEL,
    Annual Fee: $39


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: $15,000


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Auto rental collision and damage insurance is included
    • 5,000 Aeroplan Miles Welcome Bonus
    • 1 mile for every $1.50 spent on your card

    Provider: TD BANK
    Card Type(s): AIR MILES,
    Annual Fee: $89


    Standard Rates
  • Purchses: 19.99%
  • Cash Advances: 22.99%
  • Min Annual Income: Not Specified


  • Promotional Rates

    Currently no Promotional Rates available for this card.


    Cash Back Rates

    Cash Back is not currently offered for this card.


    Credit Card Features
    • Earn 5 additional Aeroplan Miles on all Purchases, for the first 3 months up to a total spend of $1000 per month, up to a total of 15,000 Aeroplan Miles
    • Welcome Bonus of 10,000 Aeroplan Miles when you make your first Purchase with your card
    • No Annual Fee for the first year.
    • Earn up to 25,000 Aeroplan Miles (equivalent to 1 economy long-haul roundtrip flight reward)