Compare the Best Chequing Accounts in Canada

Provider: SCOTIABANK
Account Type(s): STUDENT
Monthly Fee: $0.00


Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: Unlimited
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • Unlimited debit transactions and Interac e-Transfer† transactions

    Rewards
    • Sign up today and get up to 5,000 SCENE or Scotia Rewards Points!

    Account Features
    Earn points on everyday purchases with your choice of rewards program
    • Redeem SCENE points for entertainment rewards like movies, meals and more
    • Redeem Scotia Rewards points for travel, gift cards, the latest in tech, and more
    $0*/mth
    • Must be currently enrolled full time in a post-secondary institution in Canada or the U.S. (Domestic or International students)
    Provider: TD BANK
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: 25
  • Cost Per Debit Thereafter: $1.25
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • No transaction fees on your first 25 transactions in a month
    • No transfer fee to send or request money using Interac e-Transfer

    Account Features
    Perfect for the full-time post-secondary student
    • No monthly fees with this account for full-time post-secondary students
    Additional account benefits
    • Enjoy EasyWeb® View Cheque service, and paperless record keeping or online statements
    Provider: HSBC
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: 14
  • Cost Per Debit Thereafter: $1.00
  • Interac e-Transfers Included: 14
  • Cost Per e-Transfers Thereafter: $1.00

  • Key Features
    • Includes 14 free monthly transactions

    Account Features
    • It doesn’t make sense to pay a higher monthly fee if you don’t make a lot of transactions – or if you don’t want to keep a minimum balance in your chequing account.
    Provider: NBC
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: 12
  • Cost Per Debit Thereafter: $1.50
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • 12 Transactions per month (including 2 branch transactions)

    Account Features
    Excess Transaction Fees
    • Withdrawal, transfer, withdrawal for bill payment (in excess number): $1.50
    • Bill payment service: $2/bill
    Provider: NBC
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: 30
  • Cost Per Debit Thereafter: $1.50
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • 30 Transactions Per Month
    • Unlimited Interac e-Transfer

    Provider: BMO
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: 30
  • Cost Per Debit Thereafter: $1.25
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • 30 Transactions per month included
    • Unlimited Interac e-Transfer® transactions

    Account Features
    • Free Premium Rate savings account
    Non-BMO ATM withdrawals
    • $2.00 for each Non-BMO ATM withdrawal
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: 25
  • Cost Per Debit Thereafter: $1.25
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • 25 free debits each month, $1.25 thereafter
    • Unlimited Interac e-Transfer

    Rewards
    • Get $60 when you open an RBC Student Banking account

    Account Features
    Get credit where credit is due
    • Up to $39 rebate on the annual fee of an eligible credit card 5,000 RBC Rewards welcome points upon approval
    Instant Fuel Savings at Petro-Canada
    • Link your card and instantly save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada locations
    Provider: CIBC
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: Unlimited
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • Unlimited transactions
    • Bonus savings for graduates
    • Free SPC membership

    Rewards
    • Student contest: You could win $35,000 for tuition when you open your new CIBC bank account, credit card or line of credit before December 31, 2019.

    Account Features
    Bonus savings for graduates
    • Enjoy all the great benefits of the CIBC Smart Account for Students for 6 months after you graduate.
    Free SPC membership
    • Save money in-store and online when you shop at over 450 partner brands.
    Provider: HSBC
    Account Type(s): STUDENT
    Monthly Fee: $0.00


    Standard Rates
  • Monthly Fee: $0.00
  • Debits Included: Unlimited
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • Unlimited day-to-day banking

    Account Features
    • Enjoy freedom from fees when it comes to the transactions you make the most. Quickly and conveniently manage your money with Online Banking, Telephone Banking, Interac® Direct Payments, ATM withdrawals, pre-authorized and electronic debits, cheques, and more. Monthly statements help you monitor your account activity and you can easily reorder complimentary cheques online.
    Provider: NBC
    Account Type(s): STUDENT
    Monthly Fee: $5.00


    Standard Rates
  • Monthly Fee: $5.00
  • Debits Included: Unlimited
  • Interac e-Transfers Included: Unlimited

  • Key Features
    • Unlimited Transactions
    • No flat monthly fee with a minimum balance of $4,500